Important deadlines for ISA customers
Just a reminder, the ISA subscription allowance for the tax year ending 5 April 2025 (2024/25) is £20,000. This is the maximum you can put in your ISA account(s) during the tax year.
If you want to use your 2024/25 allowance, you'll need to have successfully opened your account and sent us your funds by 11:59pm on 5 April 2025. Any funds received after this will count towards your allowance for the tax year ending 5 April 2026 (2025/26).
Opening an ISA? Here's when to submit your application
If you want to benefit from your 2024/25 ISA subscription allowance, you need to submit your application on or before 27 March 2025. This allows time for our validation checks and any additional info we need.
Applications received after this date may not be open in time for funds to count towards your 2024/25 ISA subscription allowance. You can still pay in funds but they'll count towards your 2025/26 allowance instead.
We allow ISA transfers, so you can switch your ISA from your current provider to Vanquis Savings. As a Vanquis customer, you'll be protected by the Financial Service Compensation Scheme (FSCS) up to a total of £85,000 for eligible deposits. All our Cash ISAs are flexible, so you can make withdrawals, however a deduction of interest or a notice period may apply (see each individual product for details). As long as you replace your withdrawal amount during the same tax year, it won't affect your ISA allowance. You can also choose whether your interest is paid monthly or annually.
